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No Junk Fees, No Surprises At Closing |
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All items in section 800 are guaranteed to be accurate on our Good Faith Estimates. If you close within your rate lock period and the actual costs for those items at closing are greater than our estimates, we will cover the difference, no questions asked.
We stand by our quotes so that you won't have any surprises at closing. We believe in being completely honest with our borrowers, and quoting accurate closing costs is part of that belief.
Section 800 of the Good Faith Estimate itemizes all costs payable in connection with the loan. Section 800 is the only section that a broker or lender has direct control over. The other sections of the Good Faith Estimate contain third party fees that no broker or lender has control over (this includes government and title charges). However, because we have closed so many loans, we can accurately estimate what those third parties will charge. We will even go one step further and guarantee title charges on refinance loans.
The fees that you see on our Good Faith Estimates ARE the fees you will see AT CLOSING. That is our promise to all of our borrowers. |
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