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Last Update:   08/20/08
   
 
Rates may change several times per day without notice, depending on market volatility.
CALL US FOR YOUR BEST RATES.
CHECK YOUR LOAN STATUS 24/7. Login to your personal loan area and monitor your loan's progress. You can also upload your documents to help us get your loan processed faster.
NO JUNK FEES, NO SURPRISES
We stand by our Good Faith Estimates. If you are charged more at closing than what you were quoted, we will cover the difference. Details
NOTICE: Many rate surveys in local newspapers and real estate guides quote rates that nobody qualifies for. We only quote actual rates that we actually close. We NEVER advertise teaser rates.
LOANS FOR EVERY BORROWER . Purchase, refinance, low money down financing, excellent or mediocre credit, we can find the loan for you.
 
 
Rates
We have listed the most common loan programs for your convenience. However, Interest Only, 100% loans, Home Equity and other loan types are available. We carry virtually every loan type. Please call for rates on products not listed.
30 Year Fixed
Rate
Points
APR
Lock
 
6.125%
0.000
6.232%
30 days
30 Year Fixed - 10 Year Interest Only
Rate
Points
APR
Lock
 
6.500%
0.000
6.573%
30 days
15 Year Fixed
Rate
Points
APR
Lock
 
5.625%
0.000
5.782%
30 days
10 Year Fixed
Rate
Points
APR
Lock
 
5.625%
0.000
5.743%
30 days
5/1 ARM
Rate
Points
APR
Lock
 
5.500%
0.000
5.601%
30 days
30 Year Fixed JUMBO
Rate
Points
APR
Lock
 
7.000%
0.000

7.006%

30 days
15 Year Fixed JUMBO
Rate
Points
APR
Lock
 
6.500%
0.000
6.554%
30 days
3/1 ARM JUMBO
Rate
Points
APR
Lock
 
5.875%
0.000
5.907%
30 days
5/1 ARM JUMBO
Rate
Points
APR
Lock
 
6.500%
0.000
6.523%
30 days
Every borrower's scenario is unique, so give us a call so that we can provide you with the best rate. The above rates and APR assume 80% LTV, excellent credit (730+ mid FICO), fully documented income, $250,000 loan amount for conforming loans and $500,000 for jumbo loans along with typical third party fees.

DISCLOSURE: Rates, points and programs cannot be guaranteed on this web site because rates, fees, APR, and other costs are subject to individual borrower's credit score, loan-to-value, loan purpose, loan amount, and rapid fluctuations in market conditions. The maximum loan amount for a conforming loan is $417,000. Loan amounts in excess of $417,000 are considered Jumbo loans. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.
 
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